BridgeCo Financial

Commercial Real Estate Lender

Direct, private, Texas-based lender

Lender for most commercial properties

Loans ranging from $500k to $10 million

Leadership Team

Davidson Douglas

Senior Director of Commercial Lending

Joining BridgeCo in 2023, Davidson has over a decade of real estate experience, specializing in non-traditional commercial real estate lending in Texas. Since 2021, he led operations for a residential AB direct lending group, focusing on financing loans across the Southeastern US. Davidson’s expertise spans ground-up development, acquisition transactions, and advanced real estate investment analysis. As a former contributor to commercial real estate developers and national brokerages, he possesses a deep understanding of capital markets, including private equity joint ventures, construction financing, public-private partnerships, and institutional debt placement. Holding a Texas Real Estate Broker license (#681878), Davidson earned both an undergraduate degree in Finance and an MS in Real Estate from Texas A&M University, underscoring his commitment to excellence in every transaction.

ddouglas@bridgecofinancial.com

Josh Huse

Account Executive

Josh Huse is an Account Executive at BridgeCo Financial, where he leverages over four years of commercial banking expertise to provide top-notch financial solutions. He joined BridgeCo Financial in September 2023, bringing a wealth of industry knowledge and expertise to the team. Josh graduated from Texas A&M University with a BBA in Finance. During his time at Texas A&M, he completed a commercial banking certificate program, enhancing his financial acumen. Based in Houston, Texas, Josh is deeply connected to the local community. He enjoys outdoor pursuits, finding serenity and excitement in activities like hiking and fishing. With his strong educational background and extensive commercial banking experience, Josh is dedicated to delivering exceptional financial solutions and guidance to BridgeCo Financial clients.

jhuse@bridgecofinancial.com

Carson Spencer, MBA

Director of Sales

Carson Spencer is the Director of Sales at BridgeCo Financial, leveraging five years of expertise in the financial sector. Joining BridgeCo Financial in December 2021 as an account executive, Carson’s rapid ascent to his current role by July 2023 underscores his strategic prowess. A graduate with a BBA in Finance from The University of Mississippi and an MBA from St. Edwards University, Carson combines his strong educational foundation with hands-on experience. His previous role at Shogun Enterprises as an account executive, where he specialized in client acquisition and relationship management within the home improvement loan sector, showcases his adaptability and success in competitive environments. Carson continues to bring a dynamic blend of skills and leadership to drive BridgeCo Financial’s success.

cspencer@bridgecofinancial.com

Houston, TX | $2,964,072

Acquisition & Rehab

Drawing upon extensive experience and an impressive multi-family portfolio, our client approached BridgeCo with a compelling opportunity—to finance the acquisition of a diverse portfolio comprising 10 multi-family properties. Recognizing the urgency of a quick closing, BridgeCo efficiently navigated the process, showcasing our commitment to agility and effectiveness. In an impressive feat, we funded the deal within two weeks, enabling our client to swiftly rehabilitate the properties. Subsequently, the properties were successfully sold in a timely manner, highlighting the collaborative efforts of both our borrower and BridgeCo in seizing and capitalizing on strategic real estate opportunities.

Lockhart, TX | $7,200,000

Cash-out Refinance

Drawing on their extensive experience in real estate development, the borrower strategically utilized the funds to refinance a seller note tied to the property. This land, pivotal for the creation of a comprehensive master-planned community predominantly featuring single-family residences, became the focal point of the borrower’s vision. Recognizing the time-sensitive nature of the endeavor, BridgeCo expedited the process, leveraging our borrower’s profound expertise in the field. In an impressive feat, we funded the deal within two weeks, playing a pivotal role in bridging the financial gap and propelling the borrower to the next stage of development.

Houston, TX | $4,100,000

Cash-out Refinance

The borrower strategically utilized the funds to refinance existing loans on their properties, concurrently securing a cash-out portion to facilitate the buyout of three partners. Recognizing the time-sensitive nature of the transaction, BridgeCo harnessed the robust financial position of the parent company, coupled with the cash flow generated from the subject property, to seamlessly fund the loan within one week.

Wimberly, TX | $8,715,000

Acquisition

BridgeCo seized the opportunity presented to us when the borrower encountered a pressing deadline for Phase 2 of their master-planned community development project. Despite having secured approval from a conventional lender, the borrower faced a challenge as the lender couldn’t meet the stringent timeline. Leveraging our streamlined approval process, we successfully facilitated the funding needed to meet the borrower’s closing date, completing the deal within two weeks.

Austin, TX | $850,000

Cash-out Refinance

With a robust background in real estate construction, our experienced borrower approached BridgeCo seeking to refinance an existing loan on a property nearing its renewal date. Bridging the financial needs seamlessly, we not only assisted in refinancing the loan before its maturity but also facilitated a cash-out portion. Recognizing the time-sensitive nature of the borrower’s requirements, BridgeCo expedited the process and funded the deal within two weeks. This additional capital empowers our client to embark on the construction of a new project in the vibrant Austin, TX area.