BridgeCo Financial

COMMERCIAL REAL ESTATE LENDER

PRIVACY POLICY

PRIVACY POLICY STATEMENT

We welcome you to the website (“Our Site”) of BridgeCo Financial, PLLC and its operating subsidiaries (collectively referred to as “We”, “BridgeCo” and the “Company”), all of which are headquartered in Houston, Texas.  Our Site was created to provide information about BridgeCo’s services as a commercial lender for the purchase, renovation, and resale of commercial properties (“Services”) to individual, business, and commercial investors who visit Our Site to learn more about our Services (“you” and “your”).  We invite you to read our Privacy Policy which explains what types of information we collect from you, how and why we use and store your information, who we share it with and why, and your legal rights as to your information.

TABLE OF CONTENTS OF OUR PRIVACY POLICY STATEMENT
  1. Personal Information We Collect
  2. Non-Identifiable Data and Aggregated Personal Data
  3. Our Use of Your Personal Information
  4. Our Disclosure of Your Personal Information
  5. Links to Other Websites
  6. Cookie Policy
  7. Security
  8. Minors
  9. Exclusions
  10. Other Terms and Conditions
  11. Changes to Our Privacy Policy
  12. Contact Information

  1. Information We Collect
  2. When you visit Our Site, interact with us to request or provide information, or transact business with us, we may collect, use, store, and share your Personal Information (collectively, “Site Visits”).  The term “Personal Information” refers to information, data, and documentation that identifies, describes, relates to, or is linked or otherwise associated with you, your family, or your household, but does NOT include: (1) publicly available information that is lawfully available and obtainable from Federal, state or local public records; or (2) is de-identified or aggregate consumer information not specifically identifiable as being connected to you, your family, or your household.

  3. Non-Identifiable and Aggregated Personal Data and Information
  4. Your Site Visits results in the receipt and storage of certain personally non-identifiable information or aggregated that is collected passively in databases that use various technologies employed by the Company and its vendors and service providers for the use of the Company.  This tracking and analytic data is not used except for quantitative analysis of the traffic on Our Site and is not sold or used for any other purpose.

  5. Our Use of Your Personal Information
  6. The Company uses your Personal Information to provide the Services we offer in financing the purchase, renovation, and resale of commercial properties and we use your Personal Information in a manner consistent with our Privacy Policy.  Specific uses of your Personal Information include, but are not limited to, (i) answering any questions you have regarding our Services; (ii) resolving any problems you encounter with Our Site, your loan application, electronic communications with us, or other aspects of our interaction with you; and (iii) monitoring the quantity and quality of our interactions with you in the use of our Services in order to improve the quality of our content, customer service, and functionality of Our Site.

  7. Our Disclosure of Your Personal Information
  8. We perform most of the functions necessary to perform the Services in connection with our business purpose by the employees of our subsidiaries and affiliates at our business headquarters, but also have to work with third parties such as title companies, banks, law firms, software vendors, website designers, and governmental authorities and therefore must share access to and disclose some of your Personal Information in order to perform our Services to you.  While we do not sell your Personal Information for any purpose, your Personal Information would be part of the transferred assets in the event of a corporate reorganization, merger, sale, dissolution, or similar event.

    The Company also may be required to disclose your Personal Information if compelled to do by applicable law or governmental authorities with jurisdiction over the business activities of the Company or you if our legal counsel determines that such disclosure is necessary to: (i)  comply with such legal obligations; (ii) protect or defend your or our rights or property interests, including protecting against legal liability or preserving legal rights and remedies where appropriate to do so; (iii) protect the safety and integrity of you, us, or the general public; or (iv) as otherwise necessary or appropriate under exigent circumstances such as providing relief or preventative action in a force majeure event.

  9. Links to Other Websites
  10. Our Privacy Policy applies only to Our Site and the Services we offer and provide to you and do not apply to any websites offered by third parties not affiliated with the Company, even if such third party websites might be referenced in materials found on Our Site or linked to Our Site.  The Company recommends that you contact such third party websites for their Privacy Policies.

  11. Cookie Policy
  12. The technology of some of our third party vendors as well as of the Company may employ small text files commonly referred to as “cookies” that are sent to your computer or mobile device to enable access to the features and functionality of their sites and our sites.  These cookies can be described as either “session cookies”, which helps to identify you and are of short duration or as “persistent cookies”, which continue to identify you over a longer period such as asking you whether you would like to stay signed in or need more time to continue on the Site.  Should you prefer not to receive cookies or to set up rules as to when to see or not see cookies, we would direct your attention to a Tool in the Help Section (or similar function) to delete or manage cookies to suit your particular needs.

  13. Security
  14. We believe that the Company takes reasonable preventative measures in the use, disclosure, retention, and protection of your Personal Information to minimize the risk of loss, misuse, alteration, destruction, and unauthorized use of disclosure of your Personal Information; however, we recognize that no method of transmission of data and information over the Internet or via mobile device is 100% secure. We cannot and do not guarantee the absolute security of your Personal Information, and strongly recommend that you utilize your own Internet security protection and take other proactive means to protect your Personal Information to supplement our own commercially reasonably means to also maintain the security of your Personal Information in the transaction of business with us.

  15. Minors
  16. Our Services are intended only for persons over the age of 18, and we do not knowingly collect or handle Personal Information from Minors under the age of 18.  If we are aware of any instance where we have inadvertently received information from a Minor, we may delete this Personal Information without notice, but if you are aware of any information of a Minor being disclosed to us, please advise us and we will take appropriate action to ensure the safe destruction of such Personal Information.

  17. Exclusions
  18. This Privacy Policy does not apply to any Personal Information collected by BridgeCo other than Personal Information provided to and by us in the actual or contemplated performance of the Services we offer.  Therefore, any unsolicited information you provide outside of the scope of our Services being provided to you, such as comments, testimonials, commentary, or other content posted to blogs, forums, shared at events, or otherwise shared or provided (collectively, “Unsolicited Information”) shall be deemed to be non-confidential and available for distribution, reproduction, publication, or other use or disclosure on Our Site, promotional materials, or otherwise without attribution or limitation.

  19. Other Terms and Conditions
  20. Your access to and use of our Services is also subject to our Terms of Use and Electronic Communications Policies, as may be changed from time to time, which are posted on Our Site at: www.bridgecofinancial.com.

  21. Changes to Our Privacy Policy
  22. Our Privacy Policy is based upon the Services we currently provide and may change from to time without prior notice due to changes in applicable Federal, State, or local law and applicable regulations; changes in the scope of the Services we offer; changes in the geographic scope of our Services; and other factors.  We will post our updated Privacy Policy with the update date indicated below and your continued use of our Services after the posting shall indicate your continued agreement with Privacy Policy as updated and posted on our Site: www.bridgecofinancial.com.

  23. Contact Us
  24. You may contact us via email at Our Site: www.bridgecofinancial.com or by writing to us at our business headquarters address: BridgeCo Financial, LLC, 12140 Wickchester Lane, Suite 603, Houston, Texas 77079 Attention: Director of Business Development or by calling us at our toll-free number at 713-600-2628.

Houston, TX | $2,964,072

Acquisition & Rehab

Drawing upon extensive experience and an impressive multi-family portfolio, our client approached BridgeCo with a compelling opportunity—to finance the acquisition of a diverse portfolio comprising 10 multi-family properties. Recognizing the urgency of a quick closing, BridgeCo efficiently navigated the process, showcasing our commitment to agility and effectiveness. In an impressive feat, we funded the deal within two weeks, enabling our client to swiftly rehabilitate the properties. Subsequently, the properties were successfully sold in a timely manner, highlighting the collaborative efforts of both our borrower and BridgeCo in seizing and capitalizing on strategic real estate opportunities.

Lockhart, TX | $7,200,000

Cash-out Refinance

Drawing on their extensive experience in real estate development, the borrower strategically utilized the funds to refinance a seller note tied to the property. This land, pivotal for the creation of a comprehensive master-planned community predominantly featuring single-family residences, became the focal point of the borrower’s vision. Recognizing the time-sensitive nature of the endeavor, BridgeCo expedited the process, leveraging our borrower’s profound expertise in the field. In an impressive feat, we funded the deal within two weeks, playing a pivotal role in bridging the financial gap and propelling the borrower to the next stage of development.

Houston, TX | $4,100,000

Cash-out Refinance

The borrower strategically utilized the funds to refinance existing loans on their properties, concurrently securing a cash-out portion to facilitate the buyout of three partners. Recognizing the time-sensitive nature of the transaction, BridgeCo harnessed the robust financial position of the parent company, coupled with the cash flow generated from the subject property, to seamlessly fund the loan within one week.

Wimberly, TX | $8,715,000

Acquisition

BridgeCo seized the opportunity presented to us when the borrower encountered a pressing deadline for Phase 2 of their master-planned community development project. Despite having secured approval from a conventional lender, the borrower faced a challenge as the lender couldn’t meet the stringent timeline. Leveraging our streamlined approval process, we successfully facilitated the funding needed to meet the borrower’s closing date, completing the deal within two weeks.

Austin, TX | $850,000

Cash-out Refinance

With a robust background in real estate construction, our experienced borrower approached BridgeCo seeking to refinance an existing loan on a property nearing its renewal date. Bridging the financial needs seamlessly, we not only assisted in refinancing the loan before its maturity but also facilitated a cash-out portion. Recognizing the time-sensitive nature of the borrower’s requirements, BridgeCo expedited the process and funded the deal within two weeks. This additional capital empowers our client to embark on the construction of a new project in the vibrant Austin, TX area.